Not only is it possible to end the welfare state without public resistance, it’s easy.
It takes just one law that guarantees dependents more support than they ever got from welfare.
This support doesn’t need any taxes or government spending either.
That’s why the public won’t resist it.
But let’s first define the welfare state and why it’s destructive.
The welfare state is every government program that aims at providing essentials to people in need.
These essentials include support income for the elderly or unemployed, medical care, housing, and more.
Every welfare state program is unethical because it’s funded by taxes or money inflation.
They also destroy countries because their inherent problems skyrocket costs until countries go bankrupt:
Program providers pool-gouge essentials’ costs that absorb needed funds.
Fake dependents overburden the program and deplete funds.
Capable people use welfare to avoid unappealing jobs, which reduces tax funds for welfare.
Dependent spending drives up essentials’ prices until they’re unaffordable on or off welfare.
These problems hurt and endanger the very people welfare was supposed to help.
That’s why it’s worth ending the self-destructive welfare state before it’s too late.
The good news is that this law can replace the welfare state painlessly overnight:
Require banks provide any citizen no interest crowd-credit for essentials (NICE).
NICE is an interest-free loan dependents can use to buy any essential at essential amounts and quality.
The dependent can buy them from any seller meeting essential quality standards.
NICE also comes with three layers of crowdfunding that help the dependent pay off the loan:
In the first layer, the dependent pays down the loan with any cash they get until they are down to a subsistent amount, such as $1,000, in all of their accounts combined, called post-recovery funding.
In the next layer, the lending bank’s customers and other private parties donate to pay off the loan, called community-funding.
In the last layer, the bank uses its fractional reserves to pay off the remaining loan balance if seven years of post-recovery funding and community-funding requests to every bank customer and at least twenty-one private parties didn’t pay off the loan, called forgiven-funding.
NICE is 100% tax-free and covers everyone’s essentials in every situation.
It makes welfare, and most private charity, unnecessary because its delivers essentials to dependents instantly.
It’s bankruptcy-proof, inflation-minimizing, self-supportive, and sustainable indefinitely because everyone has the incentive to provide the best support at minimum cost.
NICE is gouge-proof because banks and dependents will want the best bargains to minimize their NICE loan burden.
Essentials sellers will also minimize prices and maximize quality to compete for buyers and stay accepted as a NICE purchase.
Banks will seek out and provide capable dependents every financial opportunity to recover permanently to get post-recovery funding and to minimize their NICE loan burden.
Banks will give dependents the relationships and personal support for overcoming their unique financial struggles they never got from isolating welfare payments to minimize their NICE loan burden.
Banks will give disabled dependents the most compassionate support by seeking the best disability care bargains and every community-funding option available to minimize their NICE loan burden.
NICE is fraud-proof because the loan only covers enough qualified essentials every period, prevents dependents from taking other loans until NICE is paid off, and audits dependents’ financial situations.
So NICE supports every dependent tax-free in any country with fractional reserve banking indefinitely.
Countries will have to decide whether to end their welfare state through a lingering, painful bankruptcy or painlessly overnight through NICE.
It’s wiser to take the NICE way out now.